Canada’s federal bank regulator is proposing to raise the mortgage stress test level to 5.25 per cent, which could make it harder for some to get into the real estate market. David Larock, president of Integrated Mortgage Planners, joins BNN Bloomberg to weigh in. He said that he's already getting calls and messages from panicked borrowers currently in the housing market. He also said that this move may not really be enough to slow the market.