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Strategists Bet Canada’s TSX Will Hit 28,000 Next Year as Rates Fall

Portfolio Manager Andrew Pyle on what TSX sectors investors should keep an eye on and how likely will we see another bull market in 2025.

(Bloomberg) -- Canadian investment strategists expect the country’s main stock index to keep up its momentum next year, even with possible tariffs from Donald Trump’s incoming administration hanging over the economy.

Trump’s threats have disrupted Canadian politics and led economists to worry about a recession. Yet the S&P/TSX Composite Index is higher today than it was on US election day, and the benchmark has jumped about 18% this year, its best showing since 2021. 

Rising corporate earnings and lower interest rates will help drive the equity benchmark toward a record 28,000 points in 2025, according to some market watchers, which would mean another year of double-digit returns in 2025. 

Among those making that call is Philip Petursson, chief investment strategist at IG Wealth Management, who said Canadian stocks have more reasonable valuations than US equities, which gives them room to catch up. 

“I think Canada has quite the edge over the S&P 500,” Petursson, who set his TSX target at 28,000 points, said in an interview. “If we are in an environment where US inflation and interest rates are going to be a little bit higher, Canada looks quite attractive.”

The TSX got off to a slow start this year before gaining speed after the Bank of Canada began its rate-cutting cycle in June. The central bank has delivered five successive rate cuts, bringing the overnight rate down to 3.25%. That’s a full 125 basis points below the upper bound of the Federal Reserve’s policy rate.

Policymakers in Canada will keep cutting, bringing the overnight rate to 2.5% by the middle of next year, according to economists surveyed by Bloomberg. 

Easier central-bank policy helped give a tailwind to technology and financial shares, making them the best performers of the TSX’s 11 major subgroups. Shopify Inc., the biggest tech heavyweight in Canada, is up 50%. Gold rallied, as it sometimes does when borrowing costs decline, boosting precious metals companies. 

BMO Capital Markets strategist Brian Belski has a TSX target of 28,500 by the end of next year, and expects valuations to expand thanks to rate cuts and a rebound in flows into Canadian stocks. 

“Overall, we believe that the Canadian recovery trade remains in its early stages,” Belski told clients last month. 

Economists surveyed by Bloomberg are forecasting a pickup in growth next year to 1.8%, from an expected rate of 1.2% this year — though Trump’s trade policy is a big source of uncertainty.  

The Canadian dollar has been weak — slower growth, lower rates and Trump are the key factors. But the TSX benefits “quite strongly” from that, Petursson said, because it has so many companies with a sizable percentage of US-dollar earnings, which are worth more when converted back into loonies. For exporters, a lower Canadian dollar would be a partial offset to tariffs. 

To be sure, the TSX is still exposed to exogenous shocks. If trade war breaks out with the US, it would damage a Canadian economy that’s already close to stalling. Statistics Canada estimates that gross domestic product shrank by 0.1% in November, contracting for the first time this year. 

“A knock ’em down, drag them out, all-out trade war is kind of mutually assured destruction both for Canada and the US,” Brian Madden, chief investment officer at First Avenue Investment Counsel, said in an interview. “The US is bigger than us, so they probably can make that bluff more credibly than we can, but nobody really wants that.”

Meanwhile, population growth is expected to slow as the government tightens the rules for immigration. 

“Longer term, it may be positive for GDP-per-capita growth because our infrastructure — now we’ve come to realize — couldn’t support all this population immigration coming into the country,” Christine Poole, chief executive officer at GlobeInvest Capital Management Inc., said in an interview. “But in the near term, it would probably have a negative impact on the economy because people coming into the country is a source of demand for goods and services.” Sectors where earnings are tied to domestic population growth, such as telecom, may suffer. 

Not everyone is bullish on the broader index. Colin Cieszynski, chief market strategist at SIA Wealth Management, called tariffs a big risk to the market outlook. He said the TSX is more likely to produce small gains, reaching around 26,000 points by the end of the upcoming year. 

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